## Presenter: Dale Dicks, Managing Director, Hedgesville, WV
Dale is a retired career Marine Corps Officer with over 20 years' experience in leadership, operations and training, logistics and human resources. Today, with over 23 years in the insurance industry, he takes an educational approach to his business. As a personal finance educator, he teaches individuals, families, and businesses "How Money Works", showing them how to simultaneously accumulate wealth and eliminate ALL debts, providing a "total wealth solution". Dale resides in West Virginia.