So-Cal Real Estate Investors

Sun City, CA, US

327 members · Public group

Organized by Rick Tobin

What we’re about

We meet at various locations throughout Southern California including Canyon Lake Golf & Country Club, at the beautiful Shoreline Yacht Club overlooking the bay near the historic Queen Mary ship in Long Beach, and online.

Our So-Cal Real Estate Investors group shares the latest real estate trends and up-to-date statistics, distressed property deals, and creative investment opportunities around the Southern California region (Los Angeles, Orange, Riverside, and San Diego counties, especially) and nation. You'll learn ways to creatively buy and flip properties for both residential and commercial real estate properties and how to find new listings and buyers for real estate licensees.

Please like and follow our new page on Facebook as well: So-Cal Real Estate Investors on Facebook

Please follow my brand new OnZoom public platform to watch my instructional videos for free: OnZoom - Rick Tobin

For more details about the real estate investing course: Learn Real Estate

You'll learn about the following key points:
* how to find delinquent mortgage properties;
* foreclosure auction sales;
* creative ways to postpone evictions as a tenant and foreclosures if you're an owner;
* helping Realtors find new listings and buyers with creative and affordable strategies;
* refinancing or selling out of a forbearance, loan modification, property or income tax lien, or pre-foreclosure property;
* unpaid property tax deed auction sales in California;
* tax lien certificates in Arizona, Colorado, Florida, and other states;
* cash subject-to the seller's existing mortgage acquisitions;
* seller-financing (land contracts/contracts for deeds and all-inclusive trust deeds or AITDs - Seller-Financed Properties );
* boosting your FICO credit scores sooner rather than later;
* learning about new FICO credit score changes which can either help or harm your scores;
* eliminating negative debt holding you back;
* short sales which will become much more common in 2024 and beyond;
* option assignments or wholesaling;
* funding short-term and long-term rental purchases with break-even or negative cash flow;
* bridge financing with two or more properties;
* buying and refinancing with reverse mortgages that don't require monthly payments;
* how to buy and sell income streams off of real estate notes or trust deeds;
* social media marketing techniques to buy and sell your properties;
* how to purchase homes with no money down even if you're a first-time home buyer with lower FICO credit scores;
* buying homes with down payment assistance grants that can later be eliminated for 100% loan-to-value purchases;
* identifying nearby VA and FHA foreclosures;
* selling properties while reducing tax obligations by way of the 1031 tax-deferred exchange (Napkin test: "up in debt, up in equity, up in value");
* understanding how your assets can quickly double in value using the Rule of 72 techniques;
* accelerating mortgage payoffs to create free-and-clear properties by eliminating 10 to 20 years from your mortgage with biweekly payments and additional minimal principal paydowns;
* legally earning significant finder's fees without holding an active real estate or mortgage license;
* the most effective strategies to qualify for a new real estate license; and
* strategies that will help you assign for huge profits or refinance lease-options and other types of unrecorded transactions. We'll also share ways how to find the equity and/or mortgage money needed to acquire these discounted properties.

We want this group to also be a business networking group where we can all learn from each other and refer real estate deals and new clients to one another, especially for real estate licensees, wealth advisors, and attorneys.

About the new Meetup group organizer as of December 22, 2022 named Rick Tobin:
I've created entire real estate courses and college textbooks (residential and commercial real estate, legal, and mortgage topics) for some of the best-known real estate schools and educational firms in the state and nation (30+ states), including the Top 2 largest real estate educational firms in America named Colibri/McKissock (Allied Real Estate School, Real Estate Express, and Learn Mortgage are also under their corporate umbrella) and Kaplan/Pearson (best known for their high school and college textbooks - I wrote their updated Credit course in 2023); the first online California real estate school; and the oldest real estate school in California named Lumbleau.

I've bought and sold numerous properties in multiple states; assisted with the development of thousands of new housing units; and provided several hundred million dollars' worth of capital to clients across the nation for both residential and commercial properties. I've held eight different real estate broker, securities, and mortgage licenses throughout my career. I'm also a graduate of the University of Southern California.

Between 1998 and 2008, I was the most published author for AD Kessler's Creative Real Estate Magazine. For the May 2006 cover story, the same national publication featured me on the cover under the heading of A Creative Financier for their main story that month. This publication was one of the most famous national real estate publications in America over the past 50 years. I used to be interviewed on the Creative Real Estate television and radio shows as well as taught students how to buy and flip properties across the nation.

Several hundred of my articles have appeared for a few decades in Creative Real Estate Online (I was their most published author for at least five years; CRE Online, which is not affiliated with Creative Real Estate Magazine, was generally considered as one of the top real estate investing websites in America for many years - www.creonline.com), REI Wealth Monthly, the REI (Real Estate Investing) Club website (www.reiclub.com), Realty 411 Magazine (http://www.realty411.com - I've been their most published author for the past few years), Think Realty https://thinkrealty.com/, and in The Scotsman Guide (www.scotsmanguide.com - this has been ranked as the #1 most read mortgage publication in America).

Here are some of my past articles shared in national publications:
https://realty411guide.com/creating-wealth-and-following-your-dreams/
Creating Wealth and Following Your Dreams (published November 9, 2024)

https://realty411guide.com/weather-extremes-homes-and-insurance-risks/
Weather Extremes, Homes, and Insurance Risks (published October 21, 2024)

https://realty411guide.com/are-you-focused-on-commercial-real-estate/
Are You Focused on Commercial Real Estate? (published September 5, 2024)

https://realty411guide.com/the-california-gold-rush-boom/
The California Gold Rush Boom (published August 10, 2024)

https://realty411guide.com/wealth-creation-in-a-hyperinflationary-america/
Wealth Creation in a Hyperinflationary America (published May 31, 2024)

https://realty411guide.com/unaffordable-housing-taxation-and-consumer-debt-trends/
Unaffordable Housing, Taxation, and Consumer Debt Trends (published May 7, 2024)

https://realty411guide.com/will-the-realtors-commission-settlement-impact-you/
Will the Realtors' Commission Settlement Impact You? (published April 1, 2024)

https://realty411guide.com/inflation-home-price-swings-and-wealth-distribution/
Inflation, Home Price Swings, and Wealth Distribution (published February 29, 2024)

https://realty411guide.com/how-to-minimize-risks-and-maximize-gains/
How to Minimize Risks and Maximize Gains (published February 6, 2024)

https://realty411guide.com/helping-realtors-find-clients-and-listings-in-2024/
Helping Realtors Find Clients and Listings in 2024 (published January 8, 2024)

https://realty411guide.com/how-to-overcome-declining-purchasing-power-with-real-estate/
How to Overcome Declining Purchasing Power with Real Estate (published December 6, 2023)

https://realty411.com/whats-your-blended-debt-rate/
What's Your Blended Debt Rate (published October 26, 2023)

https://realty411guide.com/have-home-prices-peaked-yet/
Have Home Prices Peaked Yet? (published October 3, 2023)

https://realty411guide.com/credit-fears-fight-flight-or-freeze/
Credit Fears - Fight, Flight, or Freeze (published September 13, 2023)

https://realty411guide.com/top-10-housing-financial-and-government-trends/
Top 10 Housing, Financial, and Government Trends (published August 8, 2023)

https://realty411.com/the-lock-in-effect-and-keys-to-success/
The Lock-In Effect and Keys to Success (published July 3, 2023)

A 33-to-1 Vacant & Distressed Home-to-Listed Home Ratio
A 33-to-1 Vacant & Distressed Home-to-Listed Home Ratio (published May 2, 2023)

https://realty411guide.com/the-interconnected-california-global-real-estate-markets/
The Interconnected California & Global Real Estate Markets (published April 20, 2023)

https://reiclub.com/articles/the-madness-of-march-2023/
The Madness of March 2023

https://realty411guide.com/economic-extremes-consumer-shock/
Economic Extremes & Consumer Shock (published March 14, 2023)

https://realty411.com/distressed-properties-contradictory-data/
Distressed Properties & Contradictory Data (published February 13, 2023)

https://realty411guide.com/positive-and-negative-housing-trends-for-twenty-twenty-three/
Positive and Negative Housing Trends for 2023 (published January 18, 2023)

https://realty411guide.com/underwater-homes-and-short-sale-solutions/
Underwater Homes and Short Sale Solutions (published December 12, 2022)

https://realty411guide.com/the-next-7-year-housing-cycle/
The Next 7-Year Housing Cycle (published December 8, 2022)

https://realty411.com/simplifying-and-automating-commercial-mortgages/
Simplifying and Automating Commercial Mortgages (published October 5, 2022)

https://realty411guide.com/converting-home-equity-to-cash/
Converting Home Equity to Cash (published: September 2, 2022)

https://realty411.com/short-term-rentals-and-dscr-loans/
Short-Term Rentals and DSCR Loans (published April 5, 2022)

https://realty411.com/forbearance-bailouts-and-refinances/
Forbearance Bailouts and Refinances (published December 23, 2021)

https://realty411.com/californias-gold-rush-for-valuable-land/
California's Gold Rush for Valuable Land (published May 21, 2021)

https://realty411.com/homeowners-financial-solutions-for-2021-and-beyond/
Homeowners' Financial Solutions for 2021 and Beyond (published December 18, 2020)

https://realty411.com/vacation-rental-investment-opportunities/
Vacation Rental Investment Opportunities (published July 2, 2020)

To learn more details, please visit Rick's website at www.realloans.com and Facebook business page at https://www.facebook.com/realloans.info.

Upcoming events (1)

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Fri, Dec 6, 2024, 8:00 PM UTCWeather Extremes, Record Consumer Debt, and Peak Housing Prices
Link visible for attendees
We live in interesting times these days with the unusual combination of all-time record highs for weather extremes, home prices, mortgage and overall consumer debt, and insurance costs. To learn more details, here's my article published on October 21, 2024 that's entitled Weather Extremes, Homes, and Insurance Risks

In this 1-hour online Zoom presentation, I will share details about what to do if you lose your insurance coverage protection for reasons like floods, fires, or severe wind damage risks.

You will also learn whether or not the California FAIR plan, which is described as "the insurance plan of last resort," is a state-backed insurance plan or a pooled private insurance company plan.

Did you know that less than 2% of California homeowners carry flood insurance? Did you also know that water damage is usually the #1 cause of home damage across the U.S.?

All-Time Record Credit Card Delinquency Rates
There is not a single state in the U.S. today with less than a 10% credit card delinquency rate for their residents as credit card APRs are near 28% to 40% in 2024, depending upon the credit card issuer and the borrowers’ creditworthiness.

States like Alabama, Louisiana, and Mississippi have credit card default rates within the 31% to 39% range. Back near the depths of the Great Recession in April 2009 when credit card rates were closer to 12%, the national credit card delinquency rate was only 6.77%.

Yet, home prices still remain at or near all-time record high levels in a high percentage of regions across the nation. How is this all possible with the national home purchase numbers here in 2024 being as low as back in 1995?

I look forward to seeing you on December 6th.

Thank you,

Rick Tobin
Realloans.com
1 attendee